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We do the best job for our clients and often work with other advisors for optimal results.  Part of what you'll need to think about regarding business coverage will be positive — like rewarding your employees and top executives with benefits and/or bonuses. But there will also be negatives to consider, like employee disability or the death of a business partner.

An effective executive compensation plan is a way to tell your most important people that you rely on them — and, although it may surprise you, that's what motivates them to stay. A study by the American Management Association found that the majority of senior employees who change jobs do so to take on more responsibility. These employees want to feel that a company recognizes the vital role they play. Creative executive compensation sends that message loud and clear to those who matter most to you.

The best retirement plan for your business depends on how your company is organized — whether it's a proprietorship, partnership, or corporation. 401(k)s, Qualified and Non-Qualified Plans, Employer-Funded Plans, IRAs, Split-Dollar Plans, Executive Bonus Plans, and Deferred Compensation are just a few of the types of plans available to take care of a multitude of business needs.

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